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Terms of Service

Please read these Terms carefully. They govern your use of Pearlixa's websites, APIs, and related services.

Last Updated: 28 January 2026

CRITICAL DISCLAIMER - READ FIRST

  • PEARLIXA IS NOT A REGISTERED INVESTMENT ADVISER, BROKER-DEALER, OR FINANCIAL INSTITUTION. We are NOT registered with the SEC, FCA, or any financial regulatory authority.
  • NOTHING ON THIS WEBSITE CONSTITUTES FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE. Our predictions are informational tools only and should NEVER be the sole basis for investment decisions.
  • OUR PREDICTIONS MAY BE COMPLETELY WRONG. We do not guarantee accuracy of any prediction. All AI models have limitations and can fail to predict market movements.
  • YOU CAN LOSE 100% OF YOUR INVESTMENT. Cryptocurrency markets are extremely volatile. Historical crashes have seen losses of 50-90% or more. Never invest more than you can afford to lose completely.
  • ALWAYS CONSULT LICENSED FINANCIAL PROFESSIONALS before making any investment decisions. You are solely responsible for your own trading decisions and their consequences.

Acceptance of Terms

  • "Pearlixa" refers to the Pearlixa service, platform, and its operating entity, including any successor, parent, or affiliated company that may operate the service.
  • By creating an account or using Pearlixa services you agree to these Terms and all incorporated policies.
  • If you are using the services on behalf of an organisation, you represent that you have authority to bind that organisation.
  • You must comply with all applicable laws and regulations in your jurisdiction.
  • You acknowledge that you have read and understood the Critical Disclaimer above and accept all risks associated with cryptocurrency trading.

User Representations & Warranties

  • You represent that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms.
  • You represent that cryptocurrency trading is legal in your jurisdiction and that you are permitted to use prediction services under applicable law.
  • You represent that you will NOT use our services for any unlawful activity, including but not limited to money laundering, terrorist financing, fraud, or market manipulation.
  • You represent that you are NOT a resident of, located in, or subject to the jurisdiction of any country or region subject to comprehensive sanctions (including but not limited to Iran, North Korea, Syria, Cuba, Crimea, Donetsk, and Luhansk regions).
  • You represent that funds used for any trading activities are from legitimate sources and you are the beneficial owner of such funds.
  • You acknowledge that you are solely responsible for determining whether our services are legal and appropriate for you in your jurisdiction.

Permitted Use

  • Services may be used solely for lawful research, analytics, or trading activities in compliance with relevant regulations.
  • You may not misuse APIs, attempt to circumvent security controls, scrape outside documented endpoints, or interfere with service integrity.
  • Accounts are non-transferable and credentials must be kept confidential; you are responsible for actions taken using your account.
  • Publishing or monetising Pearlixa analyses, dashboards, or signals on social media, newsletters, or internal channels without permission is prohibited and may violate law.

Data & Intellectual Property

  • Pearlixa retains all rights, title, and interest in the platform, models, datasets, and outputs except where explicitly licensed.
  • You may use prediction outputs for internal purposes; redistribution, resale, or paywalled publication requires our prior written consent.
  • You warrant that any data supplied to Pearlixa does not infringe third-party rights and that you have appropriate consents.

Marketing, Affiliates & Influencer Disclosures

  • Only members of an approved Pearlixa affiliate or partner programme may publicly demonstrate the services, and they must follow our written promotional guidelines.
  • Affiliates are limited to high-level walkthroughs and may not share complete analyses, bulk data exports, or proprietary methodologies without explicit permission.
  • Reselling, bundling, or licensing Pearlixa analyses or reports without a direct commercial agreement with us is strictly forbidden and may trigger legal action.
  • Influencers and promoters must clearly disclose their relationship with Pearlixa, identify the company when showcasing the product, and link directly to pearlixa.com.

Regulatory Status & Information Service

  • Pearlixa is a technology and information service provider ONLY. We are NOT a registered investment adviser, broker-dealer, financial institution, or fiduciary.
  • Pearlixa is NOT registered with the U.S. Securities and Exchange Commission (SEC), the Financial Conduct Authority (FCA), or any other financial regulatory authority worldwide.
  • Nothing on this website or in our services constitutes a recommendation, solicitation, or offer to buy, sell, or hold any cryptocurrency, security, or financial instrument.
  • Our predictions, analyses, and outputs are informational tools only and should NOT be the primary basis for any investment decision.
  • You should always conduct your own research and consult with qualified, licensed financial professionals before making any investment decisions.

No Warranties & No Investment Advice

  • Pearlixa provides the services "as is" and "as available" without warranties of any kind, whether express, implied, or statutory.
  • WE DO NOT GUARANTEE THE ACCURACY OF ANY PREDICTION. All predictions may be completely wrong. Our AI models have inherent limitations and have historically failed to predict significant market movements.
  • Pearlixa does not provide financial, investment, legal, or tax advice. You are solely responsible for all decisions made using the services.
  • Any accuracy rates, success rates, or performance metrics displayed on this website represent HISTORICAL DATA based on BACKTESTING under specific past market conditions. Past performance does NOT guarantee, predict, or indicate future results in any way.
  • BACKTESTING LIMITATIONS: Backtested performance has inherent limitations including hindsight bias, curve-fitting, and the inability to account for market impact. Live trading results may differ significantly and adversely from backtested results.
  • Our AI models are continuously improved and retrained; historical accuracy claims reflect performance at the time of measurement and may differ significantly from current or future performance.
  • Cryptocurrency markets are highly volatile and unpredictable. Historical crashes (e.g., Bitcoin losing 80%+ in 2018, 2022) demonstrate that you may lose all or a substantial portion of any investment.
  • We make no warranties regarding uninterrupted service availability, data accuracy, or system security. Technical failures, bugs, or cyber attacks may occur.

Cryptocurrency-Specific Risks

  • EXCHANGE RISKS: Cryptocurrency exchanges may be hacked, become insolvent, freeze withdrawals, or cease operations entirely (e.g., FTX, Mt. Gox). We are not responsible for losses due to exchange failures.
  • REGULATORY RISKS: Governments may ban, restrict, or heavily regulate cryptocurrency trading at any time. Such regulatory changes may instantly invalidate predictions or make trading impossible in your jurisdiction.
  • MARKET MANIPULATION: Cryptocurrency markets are susceptible to manipulation, pump-and-dump schemes, and coordinated trading activities that our models cannot predict.
  • TECHNOLOGY RISKS: Blockchain networks may experience forks, bugs, 51% attacks, or protocol failures. Smart contract vulnerabilities may result in total loss of funds.
  • STABLECOIN RISKS: Stablecoins may de-peg from their intended value (e.g., UST/LUNA collapse). Predictions involving stablecoins carry additional de-pegging risk.
  • LIQUIDITY RISKS: Some cryptocurrencies may become illiquid, making it impossible to exit positions at predicted prices or at all.
  • WALLET & KEY RISKS: Loss of private keys, wallet hacks, or phishing attacks may result in permanent loss of funds. Pearlixa never has access to your private keys or funds.

Indemnification

  • You agree to indemnify, defend, and hold harmless Pearlixa, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:
  • (a) Your use of the services or reliance on any predictions, analyses, or outputs in making investment or trading decisions;
  • (b) Your violation of these Terms or any applicable law or regulation;
  • (c) Your violation of any third-party rights, including intellectual property rights;
  • (d) Any trading losses, investment losses, or financial damages you incur;
  • (e) Any claim that your use of the services caused damage to a third party.
  • This indemnification obligation survives termination of your account and these Terms.

Force Majeure

  • Pearlixa shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:
  • Acts of God, natural disasters, pandemics, war, terrorism, civil unrest, or government actions;
  • Cryptocurrency exchange outages, hacks, insolvencies, or cessation of operations;
  • Blockchain network failures, forks, protocol changes, or 51% attacks;
  • Regulatory changes, bans, or restrictions on cryptocurrency trading or prediction services;
  • Internet or telecommunications failures, cyber attacks, or infrastructure outages;
  • Third-party service provider failures or API unavailability;
  • Extreme market volatility, market halts, or trading suspensions.
  • During any force majeure event, our obligations are suspended without liability. If the event continues for more than 30 days, either party may terminate without penalty.

Limitation of Liability

  • To the fullest extent permitted by law, Pearlixa and its affiliates are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages.
  • Our aggregate liability for direct damages arising from the services is limited to the fees paid to Pearlixa in the 12 months preceding the claim.
  • Nothing in these Terms excludes liability that cannot be excluded under applicable law.

Jurisdiction Restrictions

  • This service is NOT available to residents of jurisdictions where cryptocurrency trading or prediction services are prohibited or restricted by law.
  • You represent and warrant that you are not located in, under the control of, or a national or resident of any restricted jurisdiction.
  • Restricted jurisdictions may include but are not limited to: countries subject to comprehensive sanctions, jurisdictions that prohibit cryptocurrency activities, or regions where our services would require regulatory licenses we do not hold.
  • It is YOUR sole responsibility to determine whether using our services is legal in your jurisdiction. We accept no liability for your failure to comply with local laws.
  • We reserve the right to restrict access from any jurisdiction at any time without prior notice.

Compliance & Termination

  • We may suspend or terminate access if we reasonably suspect breach of these Terms, misuse, or unlawful activity.
  • You may terminate your account at any time; certain obligations (such as payment, confidentiality, indemnity) survive termination.
  • We may update these Terms; continued use after updates constitutes acceptance. We will provide notice of material changes.

Dispute Resolution & Governing Law

  • These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.
  • Any dispute arising from these Terms or your use of the services shall be resolved through binding arbitration administered by JAMS under its Comprehensive Arbitration Rules.
  • You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against Pearlixa.
  • Notwithstanding the above, either party may seek injunctive relief in any court of competent jurisdiction to protect intellectual property rights or confidential information.
  • If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force and effect.