Terms of use · Pearlixa

These terms govern the use of the website pearlixa.com. The Pearlixa service itself (the dashboard, the API and the reports) is provided only under a separate written agreement with each customer. Where such an agreement exists, it takes precedence over these terms.

1. Provider

The website is operated by Tarik Turhan, Meisenweg 3, 73249 Wernau (Neckar), Germany ("Pearlixa", "we"). Full details are in the Impressum.

2. Information only, no investment advice

The content of this website, including the Insights, figures, charts and examples, is provided for general information. It is not investment, financial, legal or tax advice, and it is not a recommendation, solicitation or offer to buy, sell or hold any crypto-asset or financial instrument.

Figures shown on the website come from a demonstration portfolio or are illustrations. They do not describe any customer's portfolio and do not indicate future results. Pearlixa is not licensed or supervised as an investment firm or crypto-asset service provider (see the Risk disclosure).

3. Use of the website

You may use the website for lawful purposes. You may not:

attempt to gain unauthorised access to the website, its servers or connected systems, or interfere with their operation;
scrape, bulk-download or systematically extract content from the website by automated means;
use the website in a way that breaches applicable law.

4. Intellectual property

The texts, graphics, charts, design and software of this website are protected by copyright and other rights and belong to Pearlixa or its licensors. You may read, print and share links to the content for your own purposes. Any reproduction, distribution or publication beyond that, including republishing Insights in full, requires our prior written consent. Quoting short passages with a clear reference to the source is permitted within the limits of copyright law.

We expressly reserve all rights of use for text and data mining within the meaning of Article 4(3) of Directive (EU) 2019/790 and § 44b(3) UrhG. Automated extraction of content from this website for machine learning, model training or dataset creation is not permitted without our prior written consent.

5. Accuracy and availability

We take care to keep the content accurate and current, but we give no guarantee that it is complete, accurate or up to date. Insights reflect the information available on their publication date and are not updated afterwards unless stated. We may change, suspend or remove the website or parts of it at any time.

6. Links to other websites

The website may link to websites of third parties. We have no influence over their content and are not responsible for it. The Impressum sets out our liability for links.

7. Liability

We are liable without limitation for damage caused intentionally or by gross negligence, for injury to life, body or health, under the German Product Liability Act (Produkthaftungsgesetz), and where we have expressly assumed a guarantee.

In cases of slight negligence, we are liable only for the breach of essential obligations (cardinal duties), meaning obligations whose fulfilment makes the proper use of the website possible in the first place and on whose fulfilment you may regularly rely. In these cases our liability is limited to the damage that is foreseeable and typical. Any further liability for slight negligence is excluded.

We are not liable for decisions you make on the basis of content from this website. Mandatory statutory liability that cannot be excluded or limited remains unaffected.

8. Governing law and jurisdiction

These terms are governed by the laws of the Federal Republic of Germany, excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG). If you are a consumer, this choice of law does not deprive you of the protection of the mandatory provisions of the law of the country in which you are habitually resident.

For merchants (Kaufleute), legal entities under public law and parties without a general place of jurisdiction in Germany, the exclusive place of jurisdiction for all disputes arising from or in connection with these terms is Stuttgart, Germany.

If any provision of these terms is invalid, the remaining provisions remain in effect.

9. Changes

We may update these terms. The version published at pearlixa.com/terms at the time of your visit applies.